Friday, 8 August 2014

Best and Safe investment - Public Provident Fund (PPF)

Why (Public Provident Fund) PPF

Of all the avenues of safe investment with good returns, I consider investment in PPF as one beyond compare. Zero risk. One should study the article in detail and all questions will be well answered there.

In fact, I would like each and every student in school to have a PPF account if their parent can afford to put an amount of Rs 1000 in a year. I would like all teachers in schools to take up this matter earnestly, one that is going to help the students to no end. By opening an account early, say, for a student even in Standard II or III and subscribed and operated by the guardian as a minor account, the 15 year maturity period is totally conquered. By the time the child finishes education and enters the field of employment ,the PPF Account would have been there for over 12-14 years and the child, now an adult will immensely benefit by tax savings alone on further investments from earning.

The best part is that the money subscribed after commencement of earning will be close at hand and available. The ‘15 year wait for maturity’ will no longer be a fear to contend with. Simple.


Any queries sent to the author will definitely be addressed as there is no better investment for tax saving as well as totally tax free income of the interest earned and the account cannot be attached in any court of law.


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